Tree Fell on Your House in Katy, TX?
Fort Bend Tree Pros responds to these situations 24 hours a day, 7 days a week. We'll get there fast, stabilize the situation, and help you through every step that follows.
What to Do When a Tree Falls on Your House
In the immediate aftermath, your priority is safety — not the tree.
- 1Get everyone out of the affected area. Don't go back inside until you've confirmed there's no structural collapse risk, gas leak, or live electrical hazard.
- 2Check for downed power lines. If lines are down near or on your home, stay far back and call CenterPoint Energy (713-207-2222) immediately.
- 3Call your insurance company. Notify them as early as possible — this starts the claims clock.
- 4Call Fort Bend Tree Pros. We'll respond immediately and can help with emergency tarping to protect your home from rain.
- 5Document everything before any cleanup begins. Photos and video of the damage are essential for your insurance claim.
Don't move the tree yourself. Well-meaning attempts to clear debris can shift weight, cause secondary collapse, or compromise evidence your insurance adjuster needs to see.
Emergency Tree Removal
Fort Bend Tree Pros provides true 24/7 emergency tree removal across Katy and Fort Bend County. When you call after a storm, you get a real person — not a voicemail. We arrive fully equipped to:
- Assess structural risk before touching anything
- Remove the tree safely from the structure without causing additional damage
- Provide emergency tarping to protect your interior from water damage
- Document the full scope of damage with photos and written notes
Insurance Claims After Tree Damage
Most homeowner's insurance policies cover tree-on-house damage, but the process can be frustrating without good documentation. Here's what generally applies in Texas:
- Your homeowner's policy typically covers damage to your structure caused by a fallen tree, regardless of whose tree it was
- The fallen tree itself may or may not be covered for removal depending on your policy
- Neighbor liability only applies if the neighbor was negligent
- Your deductible applies — most Fort Bend policies have separate wind/hail deductibles
Documenting the Damage
Good documentation speeds up your insurance claim. Before any cleanup begins, capture:
- Wide-angle photos and video showing the full scope of impact
- Close-up photos of roof penetration, wall damage, window damage
- Photos of the tree itself — root ball, trunk, any signs of prior decay
- Date and time stamps on everything
Fort Bend Tree Pros provides written documentation of the tree's condition as part of our emergency response, helping establish cause of failure for your insurance company.
24/7 Emergency Tree Service
You don't have to navigate this alone. We're local, responsive, and experienced with exactly this kind of situation.
See also: Emergency Tree Service | Storm Damage Removal